中创智领调整客户融资担保方案，担保额度20亿元

Core Viewpoint - The company has announced an adjustment to its guarantee scheme for providing financing lease repurchase guarantees and buyer credit guarantees, with a total guarantee limit not exceeding 2 billion yuan, effective until the annual shareholders' meeting in 2025 [1][4]. Group 1: Background of Guarantee Scheme Adjustment - The company held meetings on March 28 and June 5, 2025, to approve guarantees for non-related party customers, with a cumulative guarantee limit of 2 billion yuan during the effective period [2]. - The adjustment aims to promote product sales and accelerate receivables collection amid the restructuring of the coal machinery business, expanding the scope of guaranteed parties to include non-related customers purchasing products from the company's subsidiaries [2]. Group 2: Description of Adjusted Guarantee Business - The company and its subsidiaries plan to collaborate with financial institutions to provide financing lease or buyer credit services to reputable, non-related purchasing customers [3]. - In case of customer default, the company or its subsidiaries will provide repurchase or guarantee support as per the agreement, while requiring customers or designated third parties to provide counter-guarantee measures [3]. Group 3: Guarantee Limit and Decision-Making Process - The cumulative guarantee limit for non-related customers is set at 2 billion yuan, with the adjustment approved by the company's board on August 28, 2025, pending shareholder approval [4]. Group 4: Necessity and Reasonableness of Guarantees - Providing guarantees to non-related customers is beneficial for promoting product sales and accelerating receivables collection, aligning with the company's business development needs [6]. - As of July 31, 2025, the total external guarantees by the company and its subsidiaries amounted to approximately 412 million yuan, representing 18.77% of the audited net assets attributable to shareholders for 2024, with no overdue guarantees reported [6].