Core Viewpoint - Huishang Bank (03698) reported a mid-year performance for 2025, showing modest growth in revenue and net profit, indicating stable operational performance amidst market conditions [1] Financial Performance - The bank's operating income reached RMB 21.157 billion, reflecting a year-on-year increase of 2.25% [1] - Net profit attributable to shareholders was RMB 9.109 billion, up by 5.55% year-on-year [1] - Basic earnings per share stood at RMB 0.66 [1] Asset and Liability Overview - As of June 30, 2025, total assets amounted to RMB 225.1854 billion, an increase of RMB 23.8101 billion, or 11.82% from the end of the previous year [1] - Total customer loans and advances reached RMB 110.0533 billion, growing by RMB 9.8367 billion, or 9.82% [1] - Total liabilities were RMB 208.5296 billion, up by RMB 23.3210 billion, or 12.59% [1] - Customer deposits totaled RMB 125.2004 billion, increasing by RMB 11.3038 billion, or 9.92% [1] Asset Quality - The non-performing loan balance was RMB 10.765 billion, an increase of RMB 0.889 billion from the end of the previous year [1] - The non-performing loan ratio was 0.98%, a slight decrease of 0.01 percentage points [1] - The non-performing loan provision coverage ratio improved to 289.94%, up by 3.47 percentage points [1]
徽商银行(03698)公布中期业绩 归母净利为91.09亿元 同比增长5.55%