Core Viewpoint - Dongguan Rural Commercial Bank reported a solid mid-term performance for the six months ending June 30, 2025, with significant growth in revenue and net profit, indicating a stable financial position and commitment to supporting the real economy [1] Financial Performance - The bank's operating income reached 5.501 billion RMB, while net profit stood at 2.628 billion RMB, and profit attributable to shareholders was 2.629 billion RMB, with basic earnings per share of 0.38 RMB [1] Asset and Deposit Growth - As of the reporting period, total assets amounted to 760.445 billion RMB, an increase of 14.541 billion RMB, reflecting a growth rate of 1.95% compared to the end of the previous year [1] - Total deposit balance was 532.364 billion RMB, up by 12.116 billion RMB, marking a growth of 2.33% [1] - Total loan balance reached 394.415 billion RMB, increasing by 13.370 billion RMB, with a growth rate of 3.51% [1] Quality of Development - The bank's non-performing loan ratio was reported at 1.87%, with a provision coverage ratio of 190.56% [1] - Capital adequacy ratio and Tier 1 capital adequacy ratio were 15.92% and 13.80% respectively, all meeting regulatory standards [1]
资产规模稳步增长 东莞农商银行(09889)发布中期业绩 归母净利润26.29亿元