Ge Long Hui A P P·2025-08-28 14:56Group 1 - The core viewpoint of the article is that China Pacific Insurance (601601.SH) reported its semi-annual results for 2025, showing a modest growth in revenue and a significant increase in net profit [1] - In the first half of 2025, the company achieved an operating income of 200.5 billion yuan, representing a year-on-year growth of 3% [1] - The net profit attributable to shareholders was 27.9 billion yuan, reflecting a year-on-year increase of 11% [1] Group 2 - For the first half of 2025, the property insurance segment generated original insurance premium income of 112.8 billion yuan, which is a year-on-year growth of 0.9% [1] - Insurance service income reached 96.8 billion yuan, marking a year-on-year increase of 4.0% [1] - The underwriting profit was 3.6 billion yuan, showing a year-on-year growth of 30.9% [1] Group 3 - The combined underwriting cost ratio stood at 96.3%, which is a decrease of 0.8 percentage points year-on-year [1] - The combined claims ratio was 69.5%, down by 0.1 percentage points year-on-year [1] - The combined expense ratio was 26.8%, reflecting a decrease of 0.7 percentage points year-on-year [1]