智通财经网·2025-08-28 14:54Core Viewpoint - Qingdao Bank plans to issue A-share convertible bonds to raise up to RMB 4.8 billion, pending approvals from shareholders and regulatory bodies [1] Group 1: Capital Adequacy - As of June 30, 2025, the bank's core tier 1 capital adequacy ratio is 8.45%, and the consolidated core tier 1 capital adequacy ratio is 9.05% [1] - Although the bank meets regulatory capital adequacy requirements, the growth in risk-weighted assets necessitates proactive capital replenishment [1] Group 2: Strategic Objectives - The issuance of convertible bonds aims to strengthen the bank's capital base, enhance service quality to the real economy, and improve risk resilience [1] - The initiative is expected to maintain stable operations, increase market competitiveness, and achieve strategic goals [1]