Xin Hua She·2025-08-28 16:46Core Insights - Xinhua Insurance reported a 22.7% year-on-year increase in original insurance premium income, reaching 121.3 billion yuan in the first half of the year [1] - The new business value surged by 58% to 6.182 billion yuan [1] - The company's net profit attributable to shareholders rose by 33.5% to 14.8 billion yuan [2] Premium Income - The first-year premium income from long-term insurance reached 39.622 billion yuan, a significant increase of 113.1% [1] - First-year regular premium income for long-term insurance was 25.528 billion yuan, up 64.9% [1] - First-year lump-sum premium income for long-term insurance soared by 353.3% to 14.094 billion yuan [1] - Renewal premium income increased by 1.5% to 78.831 billion yuan [1] Business Quality - The 13-month persistency ratio for individual life insurance improved to 96.2%, up 1.2 percentage points year-on-year [1] - The 25-month persistency ratio reached 92.5%, an increase of 6.9 percentage points [1] Investment Performance - As of the end of June, Xinhua Insurance's investment balance supporting the real economy exceeded 1.21 trillion yuan, with nearly 150 billion yuan in five major investment areas, a 54% year-on-year increase [1] - The total investment scale surpassed 1.7 trillion yuan, reflecting a 5.1% growth compared to the end of the previous year [1] - The annualized total investment return rate was 5.9%, up 1.1 percentage points year-on-year, while the annualized comprehensive investment return rate stood at 6.3% [1] Financial Health - Total assets reached 1.78 trillion yuan, a 5% increase from the end of the previous year [2] - The core solvency adequacy ratio was 170.72%, an increase of 46.65 percentage points from the end of the previous year [2] - The comprehensive solvency adequacy ratio rose to 256.01%, up 38.46 percentage points year-on-year [2]