智通财经网·2025-08-28 17:46Core Insights - Zhejiang Zheshang Bank (601916.SH) reported a revenue of 33.248 billion yuan for the first half of 2025, representing a year-on-year decline of 5.76% [1] - The net profit attributable to shareholders was 7.667 billion yuan, down 4.15% year-on-year [1] - The basic earnings per share stood at 0.28 yuan [1] Financial Performance - The bank's non-performing loan ratio was 1.36% at the end of the reporting period, a decrease of 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio was 169.78%, down 8.89 percentage points compared to the end of the previous year [1] - The loan provision ratio was 2.31%, a decrease of 0.15 percentage points from the end of the previous year [1] Capital Adequacy - The capital adequacy ratio was 12.31%, down 0.30 percentage points from the end of the previous year [1] - The Tier 1 capital adequacy ratio was 9.62%, which increased by 0.01 percentage points from the end of the previous year [1] - The core Tier 1 capital adequacy ratio was 8.39%, also up by 0.01 percentage points from the end of the previous year [1]