中国民生银行济南分行:科技金融精准滴灌,为科技企业发展注入“民生力量”
Qi Lu Wan Bao·2025-08-29 00:17

Core Viewpoint - The article emphasizes the proactive approach of Minsheng Bank's Jinan branch in integrating financial services with technological innovation, creating a comprehensive service system that supports the entire lifecycle of technology-driven enterprises [1][2]. Group 1: Policy Empowerment - Minsheng Bank Jinan branch focuses on connecting financial tools like the technology innovation re-loan with enterprises, ensuring that policy benefits reach the core of technological innovation [2]. - The bank has successfully provided 100 million yuan in credit to Shandong PLDB Pharmaceutical Co., which has a leading market share in its field, demonstrating effective financial support for technological upgrades and innovation [2][3]. Group 2: Service Innovation - The bank has developed a three-in-one service system that includes policy tools, scene innovation, and dynamic response, transitioning from passive to proactive financial services [4]. - Minsheng Bank Jinan branch has tailored financial solutions for SDJZ Technology Group, addressing their specific needs and providing comprehensive financial services beyond just credit [5]. Group 3: Dynamic Response - The bank has established a dynamic demand response mechanism to anticipate the financing needs of technology enterprises, moving from a reactive to a proactive service model [6][7]. - By implementing a quarterly visit and monthly consultation mechanism, the bank can identify potential financing needs early, ensuring timely support for enterprises [7].