西安银行(600928.SH)：2025年中报净利润为14.52亿元、同比较去年同期上涨8.59%

Core Insights - Xi'an Bank (600928.SH) reported a total operating revenue of 5.205 billion yuan for the first half of 2025, an increase of 1.583 billion yuan compared to the same period last year, marking a 43.70% year-on-year growth [1] - The net profit attributable to shareholders reached 1.452 billion yuan, up by 115 million yuan from the previous year, reflecting an 8.59% year-on-year increase [1] - The net cash flow from operating activities was -5.618 billion yuan [1] Financial Ratios - The latest debt-to-asset ratio stands at 92.67%, ranking 6th among disclosed peers, a decrease of 0.83 percentage points from the previous quarter and a decrease of 0.13 percentage points year-on-year [3] - The return on equity (ROE) is reported at 3.68% [3] - The diluted earnings per share (EPS) is 0.33 yuan, an increase of 0.03 yuan compared to the same period last year, representing a 10.00% year-on-year growth [3] - The total asset turnover ratio is 0.01 times, ranking 5th among disclosed peers, remaining stable compared to the previous year but showing a 22.89% increase year-on-year [3]