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个人养老金理财产品再“上新” 扩容至37只
Xin Lang Cai Jing·2025-08-29 03:27

Core Viewpoint - The recent expansion of personal pension financial products in China provides more options for individuals, with a total of 37 products now available, primarily focusing on fixed-income assets [1] Group 1: Product Expansion - The ninth batch of personal pension financial products has been released, adding two new products to the existing lineup [1] - The total number of personal pension financial products has now reached 37 [1] Group 2: Investment Characteristics - The newly added products mainly invest in bonds and other fixed-income assets, aligning with the conservative return expectations of pension investments [1] - The comprehensive fee rate for these products is reduced by 0.45% compared to non-personal pension products, and there are no charges for excess performance [1] Group 3: Accessibility - Individuals can directly purchase these products using their personal pension accounts with an annual contribution of 12,000 yuan, making the process convenient [1]