上银基金十二周年：年轮镌初心，山海再启航

Core Viewpoint - The company has achieved significant growth and stability in the asset management sector over the past twelve years, with a focus on innovation and long-term value creation for investors [1][2]. Performance and Growth - As of June 2025, the total assets under management reached 272.7 billion yuan, with public fund assets at 250.6 billion yuan, reflecting a year-on-year growth of 13% and a non-monetary management scale of 176.3 billion yuan, growing by 10% [2]. - The company has served over 6.45 million investors and generated a total profit of 42 billion yuan for its public fund products since inception [2]. Investment Performance - The company's equity and fixed income products have shown strong performance, with equity investments receiving a five-star rating for both three-year and five-year periods from Guotai Junan Securities [3]. - Specific funds such as the "Shangyin Future Life Flexible Allocation Mixed A" achieved a net value growth rate of 34.65% over the past year, significantly outperforming its benchmark [4]. - The "Shangyin New Emerging Value Growth Mixed A" has a cumulative net value growth rate of 236.82% since inception, ranking in the top 23% of its category over the past five years [4]. Fixed Income Investment - The fixed income funds have maintained a strong performance, with the company’s public fixed income products achieving a "zero default" record, showcasing excellent risk management capabilities [5]. - The "Shangyin Policy Financial Bond A" has consistently ranked in the top 1% for excess returns across multiple time frames [6]. Product Diversification - The company offers a diverse range of products, including 59 public fund products and 29 private asset management plans, covering various mainstream business areas to meet different investor needs [7]. - The investment strategy includes a dual-track approach for equity products, focusing on both value preservation and growth opportunities in emerging sectors [9]. Research and Talent - The company has established a comprehensive investment research framework, with a team of 56 professionals, 90% of whom hold master's degrees or higher, ensuring a strong foundation for investment decision-making [12]. - The research team effectively captures market trends and identifies investment opportunities, contributing to the company's strong performance in 2025 [13]. Social Responsibility - The company actively promotes rational investment concepts and engages in social responsibility initiatives, including educational support for underprivileged students and community service projects [15]. Future Outlook - As it enters its twelfth year, the company aims to continue its commitment to innovation and excellence in asset management, focusing on delivering superior performance and service to investors [16].