上海银行：上半年营收净利润双增长 将提升分红比例

Core Insights - Shanghai Bank reported a revenue of 27.344 billion yuan for the first half of 2025, representing a year-on-year growth of 4.18% [1] - The total profit reached 15.965 billion yuan, with a year-on-year increase of 4.20% [1] - Net profit attributable to shareholders was 13.231 billion yuan, showing a growth of 2.02% compared to the previous year [1] - Basic earnings per share were 0.93 yuan, up by 2.20% year-on-year [1] - As of June 30, 2025, the net assets attributable to shareholders amounted to 263.488 billion yuan, an increase of 3.66% from the end of the previous year [1] Dividend Policy - The bank plans to increase its interim dividend payout ratio to 32.22% [1] - In April 2025, Shanghai Bank announced a valuation enhancement plan, committing to a cash dividend ratio of no less than 30% annually for the next three years [1] Asset and Loan Growth - Total assets of Shanghai Bank reached 3.29 trillion yuan as of June 30, 2025, reflecting a growth of 2.08% from the end of the previous year [1] - The total amount of customer loans and advances was 1.44 trillion yuan, which is a year-on-year increase of 2.22% [1] - Total deposits amounted to 1.78 trillion yuan, showing a growth of 4.17% compared to the previous year [1]