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如何观察香港稳定币?新浪财经专访Union CEO:香港稳定币监管平衡“安全与创新”“链上银行”为未来方向
Xin Lang Cai Jing·2025-08-29 08:43

Core Insights - Hong Kong is emerging as a significant global digital asset observation point, with potential to lead industry direction in the future [1] - The implementation of the Hong Kong Stablecoin Regulation aims to establish a licensing system for fiat-backed stablecoin issuers, addressing regulatory gaps in virtual asset activities [2] - The regulatory framework in Hong Kong is seen as a balanced approach, avoiding excessive leniency or strictness, which is crucial for fostering innovation while ensuring financial stability [3] Regulatory Developments - The Hong Kong Stablecoin Regulation came into effect on August 1, aiming to fill regulatory voids in virtual asset activities [2] - Issuers of fiat-backed stablecoins must obtain a license from the Hong Kong Monetary Authority and comply with strict asset management and redemption mechanisms [2] - The regulation reflects a significant step in digital asset oversight, balancing financial security with innovation opportunities [2][3] Market Trends - There is a rising global demand for stablecoins, with discussions within Hong Kong's industry increasing in intensity [2] - The trend of integrating stablecoins into payment systems is gaining traction, with predictions of a shift towards fully on-chain banking services [4] - Innovations in the credit card sector, such as Ethereum cards, are emerging, allowing users to transact using digital currencies [4] Industry Development - The virtual asset industry in Hong Kong is described as highly developed, but further efforts are needed to achieve widespread acceptance of stablecoins [5] - Attracting top digital asset companies and professionals to Hong Kong is essential for creating an industry cluster [5] - Regulatory bodies must ensure that stablecoin benefits are effectively passed to end-users and enhance the usage of stablecoins in payment scenarios to achieve widespread adoption [5]