Ge Long Hui A P P·2025-08-29 08:57Core Viewpoint - Postal Savings Bank of China (601658.SH) focuses on balanced development and accelerates its lightweight transformation, achieving a shift from reliance on single interest margin to diversified value creation, thereby establishing a more robust multi-income structure [1] Financial Performance - The bank reported a net profit attributable to shareholders of 49.228 billion yuan, representing a year-on-year increase of 0.85% [1] - Operating income reached 179.446 billion yuan, with a year-on-year growth of 1.50% [1] Non-Interest Income Contribution - Non-interest income showed significant improvement, with intermediary business income of 16.918 billion yuan, up 11.59% year-on-year [1] - Other non-interest income amounted to 23.470 billion yuan, reflecting a year-on-year increase of 25.16%, both categories achieving double-digit growth [1] - The proportion of non-interest income in total operating income increased by 0.85 percentage points and 2.47 percentage points year-on-year, respectively [1] Dividend Distribution - The bank declared a dividend of 1.230 yuan per 10 shares [1]