Ge Long Hui A P P·2025-08-29 09:13Core Viewpoint - China Bank reported a decrease in net interest income and a significant increase in non-interest income for the first half of 2025, indicating a shift in revenue sources [1] Financial Performance - The group achieved net interest income of 214.816 billion yuan, a year-on-year decrease of 11.944 billion yuan, or 5.27% [1] - Non-interest income reached 114.602 billion yuan, an increase of 23.433 billion yuan, or 25.70% year-on-year [1] - Non-interest income accounted for 34.79% of total operating income, up 6.11 percentage points year-on-year [1] - After-tax profit was 126.138 billion yuan, a slight decline of 0.31% year-on-year [1] - Profit attributable to shareholders after tax was 117.591 billion yuan, down 0.85% year-on-year [1] Dividend and Capital Management - The board proposed a mid-term ordinary share dividend of 1.094 yuan per 10 shares (pre-tax) for the 2025 fiscal year [1] - As of June, the non-performing loan ratio was 1.24%, a decrease of 0.01 percentage points from the end of the previous year [1] - The non-performing loan provision coverage ratio stood at 197.39% [1] - The capital adequacy ratio reached 18.67% as of June, reflecting improved capital management [1] Compliance and Internal Control - The company has strengthened internal controls and anti-money laundering management, enhancing its compliance system [1]