Core Insights - Central China Bank reported a revenue of 13.563 billion yuan for the first half of 2025, with a net profit of 2.129 billion yuan, reflecting a growth of 0.5% [1] - The bank's net profit attributable to shareholders decreased by 0.8% year-on-year to 2.034 billion yuan [1] Financial Performance - Total assets reached 1,407.927 billion yuan, an increase of 42.730 billion yuan, representing a growth of 3.1% compared to the end of the previous year [1] - Total loans (excluding accrued interest) amounted to 715.016 billion yuan, with a slight increase of 5.61 billion yuan, or 0.1% [1] - Deposits (excluding accrued interest) stood at 943.675 billion yuan, up by 54.241 billion yuan, marking a growth of 6.1% [1] Asset Quality and Capital Adequacy - The non-performing loan ratio was 2.01%, a decrease of 0.01 percentage points from the end of the previous year [1] - The provision coverage ratio improved to 161.05%, an increase of 6.02 percentage points [1] - Core Tier 1 capital adequacy ratio, Tier 1 capital adequacy ratio, and total capital adequacy ratio were 8.67%, 11.18%, and 13.29%, respectively, with increases of 0.21, 0.25, and 0.27 percentage points compared to the end of the previous year [1]
中原银行：上半年实现净利润21.29亿元，同比增长0.5%