Core Insights - Guizhou Bank reported a year-on-year increase in both operating income and net profit for the first half of 2025, with operating income reaching 6.102 billion yuan, up 2.26%, and net profit at 2.129 billion yuan, up 0.31% [1] Financial Performance - Operating income for the first half of 2025 was 6.102 billion yuan, an increase of 135 million yuan compared to the previous year, reflecting a growth rate of 2.26% [1] - Net profit for the same period was 2.129 billion yuan, an increase of 70 million yuan, with a growth rate of 0.31% [1] - The bank's total assets reached 603.747 billion yuan, growing by 13.760 billion yuan, a 2.33% increase from the beginning of the year [1] - Total loans amounted to 364.347 billion yuan, increasing by 17.262 billion yuan, with a growth rate of 4.97% [1] - Total deposits were 392.731 billion yuan, up by 17.729 billion yuan, reflecting a growth rate of 4.73% [1] Asset Quality - The non-performing loan ratio stood at 1.69%, a decrease of 0.03 percentage points from the beginning of the year [1] - The provision coverage ratio improved to 331.87%, an increase of 15.89 percentage points compared to the start of the year [1] Loan Portfolio - Technology financial loans reached 9.812 billion yuan, increasing by 1.741 billion yuan, a growth rate of 21.57% [2] - Green credit balance was 61.293 billion yuan, up by 2.582 billion yuan, reflecting a growth rate of 4.4% [2] - Inclusive finance loans totaled 61.203 billion yuan, with an increase of 0.565 billion yuan, a growth rate of 0.93% [2] - Loans for the elderly care industry reached 1.621 billion yuan, increasing by 0.590 billion yuan, a significant growth rate of 57.22% [2] - Digital economy industry loans amounted to 4.005 billion yuan, up by 0.890 billion yuan, reflecting a growth rate of 28.57% [2]
贵州银行：上半年实现净利润21.29亿元，同比增长0.31%