央行：7月份商业汇票承兑发生额3.7万亿元，贴现发生额3.1万亿元

Core Insights - The central point of the article highlights the financial market performance in July 2025, focusing on the significant role of small and micro enterprises in commercial bill activities [1] Group 1: Commercial Bills - In July, the total acceptance amount of commercial bills reached 3.7 trillion yuan, while the discount amount was 3.1 trillion yuan [1] - As of the end of July, the acceptance balance of commercial bills stood at 19.9 trillion yuan, and the discount balance was 15.6 trillion yuan [1] Group 2: Small and Micro Enterprises - In July, 112,000 small and micro enterprises issued bills, accounting for 93.5% of all bill-issuing enterprises [1] - The bill issuance amount from small and micro enterprises was 2.8 trillion yuan, representing 74.1% of the total bill issuance [1] - There were 124,000 small and micro enterprises involved in discounting, making up 96.5% of all discounting enterprises [1] - The discount amount from small and micro enterprises was 2.4 trillion yuan, which accounted for 78.1% of the total discount amount [1]