Jing Ji Guan Cha Wang·2025-08-29 10:25Group 1 - The core viewpoint of the article highlights the significant progress made by China Construction Bank in its digital financial transformation, as evidenced by the implementation of a 2025 action plan and a three-year action scheme to enhance digital capabilities across various business areas [1] - The application of financial technology has deepened, with a notable increase in reasoning efficiency, leading to a daily usage growth of 96.96% year-on-year, and enabling 274 internal scenarios such as credit approval and intelligent customer service [1] - The online platform has seen substantial improvements, with the total number of "Twin Stars" users reaching 533 million and monthly active users at 243 million, reflecting a year-on-year growth of 14.40% [1] Group 2 - The digital yuan pilot has progressed steadily, achieving a total of 522 million transactions with a consumption amount of 1,048.47 billion yuan, indicating high-quality development of the pilot program [2] - The bank has actively supported the development of the digital economy, with the balance of loans to core industries of the digital economy reaching 852.38 billion yuan, an increase of 100.98 billion yuan or 13.44% since the beginning of the year, surpassing the growth rate of all loans [2]