Xin Lang Cai Jing·2025-08-29 10:32Core Viewpoint - The bank emphasizes its commitment to deepening customer engagement, serving the real economy, and maintaining strategic focus without engaging in excessive competition [1] Group 1: Customer Engagement - The bank aims to enhance customer acquisition quality and deepen the strategic customer marketing system, focusing on becoming the primary bank for small and medium enterprises [1] - There is a commitment to improving the core competitiveness of small and medium business services [1] Group 2: Asset Management - The bank plans to maintain reasonable growth in asset scale and optimize coverage structure to enhance the quality and efficiency of financial services to the real economy [1] - Efforts will be made to optimize asset structure and increase quality credit issuance, particularly towards new production formats [1] Group 3: Digital Transformation - The bank is accelerating digital transformation and the application of artificial intelligence to improve operational efficiency, risk management, and customer service [1] - There is a focus on optimizing business processes and enhancing customer experience through technology [1] Group 4: Risk Management - The bank is committed to strengthening risk control and compliance as core competitive advantages [1] - Continuous improvement of the risk internal control management system and proactive asset quality management will be prioritized [1] - The bank aims to enforce risk cost control and solidify responsibility for risk prevention across business lines [1]