Zheng Quan Zhi Xing·2025-08-29 11:22Core Points - The report is prepared in accordance with the Capital Management Measures for Commercial Banks and includes disclosures on risk management, key prudential regulatory indicators, and risk-weighted asset overview [1][2] - The bank has established a comprehensive governance structure for information disclosure, ensuring that the disclosed information is true and reliable [1] Capital Adequacy - As of June 30, 2025, the bank's core Tier 1 capital adequacy ratio is reported at 8% [1] - The minimum capital requirement is calculated as 8% of risk-weighted assets, with the bank meeting this requirement [2] Risk Management - The report details various risks including credit risk, market risk, and liquidity risk, with specific metrics provided for each category [1][2] - The liquidity coverage ratio is reported at an average of 133.92% for the second quarter of 2025, indicating strong liquidity management [6][7] Risk-Weighted Assets - The report outlines the risk-weighted assets and their corresponding capital requirements, with a focus on credit risk and operational risk [1][2] - The bank employs advanced internal rating methods to measure credit risk-weighted assets [1] TLAC Requirements - The bank is classified as a global systemically important bank and is required to meet total loss-absorbing capacity (TLAC) requirements starting January 1, 2025 [1][2] Financial Performance - The report includes a detailed breakdown of financial performance metrics, including the leverage ratio and net stable funding ratio [5][6] - The bank's financial statements reflect a robust capital structure, with significant core capital available after meeting minimum requirements [2][5]