全国首个低空经济共保体在渝成立，汇聚19家险企

Core Viewpoint - The establishment of China's first low-altitude economy mutual insurance body in Chongqing aims to provide risk protection of 61.15 million yuan for insured parties, addressing the unique risks faced by the low-altitude economy sector [1][2]. Group 1: Formation and Objectives - The mutual insurance body was formed by the Chongqing Development and Reform Commission, the National Financial Supervision Administration's Chongqing Financial Regulatory Bureau, and People's Insurance Company of China (PICC) [1]. - The initiative involved research on 10 key enterprises in the low-altitude economy industry chain and discussions with major insurance companies, culminating in the participation of 19 insurance firms [1][2]. Group 2: Risk Coverage and Product Innovation - The mutual insurance body signed cooperation agreements and project contracts with 16 entities, providing a total risk coverage of 61.15 million yuan [1]. - The body introduced innovative underwriting mechanisms and launched four exclusive products under the "Yucheng Low-altitude Insurance" brand, covering areas such as drone third-party liability and cybersecurity [1][2]. Group 3: Service and Collaboration - The initiative includes the establishment of a risk laboratory in collaboration with government, enterprises, and universities to explore data modeling and service standards [2]. - The insurance sector plans to enhance communication and cooperation with government departments and low-altitude economy enterprises, aiming to implement mandatory liability insurance for civil unmanned aerial vehicles [2][3]. Group 4: Future Development and Standards - The mutual insurance body will establish a regular working mechanism to promote healthy development and create a comprehensive risk reduction service model using big data analysis [3]. - There are plans to participate in the formulation and promotion of industry standards and demonstration clauses related to low-altitude economy insurance [3].