中国银行：新一轮增资将提升信贷服务能力

Core Viewpoint - China Bank has successfully completed a capital replenishment of 165 billion yuan, enhancing its core tier 1 capital adequacy ratio to 12.57% and total capital adequacy ratio to 18.67%, which is an increase of 0.75 percentage points and 0.69 percentage points respectively compared to the previous quarter [1][2] Summary by Categories Capital Replenishment - The bank's core capital injection will strengthen its capital base, optimize financial services, and improve risk management, thereby continuously injecting vitality into the real economy [1] Credit Investment Focus - The bank plans to focus on six key areas for credit investment in the next phase: 1. Building core capabilities in technology finance, enhancing network coverage, equity investment, differentiated credit support, and market-oriented risk sharing [1] 2. Supporting infrastructure project construction and participating in major projects to aid the transformation and upgrading of the manufacturing sector [2] 3. Strengthening green finance development by expanding into clean energy, energy conservation, and green transportation, and innovating new green products [2] 4. Providing financial services to stabilize foreign trade and investment, supporting enterprises in adapting to new international trade conditions [2] 5. Improving the quality and efficiency of consumer loans, including initiatives to stimulate consumption through government-backed loan policies [2] 6. Implementing policies for real estate financing and small and micro enterprise financing, enhancing competitiveness in first-hand and second-hand housing loans [2]