Core Viewpoint - Jiangxi Bank (01916) reported a decline in both revenue and net profit for the six months ending June 30, 2025, indicating challenges in its financial performance [1] Financial Performance - The group achieved operating revenue of 4.604 billion yuan, a year-on-year decrease of 19.91% [1] - Net profit attributable to shareholders was 558 million yuan, down 10.53% year-on-year [1] - Basic earnings per share stood at 0.09 yuan [1] Asset and Loan Growth - As of the end of the reporting period, total assets reached 580.297 billion yuan, reflecting a growth of 1.16% compared to the end of the previous year [1] - Total loans and advances amounted to 364.903 billion yuan, an increase of 3.39% year-on-year [1] - Total deposits reached 396.770 billion yuan, growing by 1.49% from the previous year [1] Strategic Focus - The bank continued to optimize its credit asset structure, increasing lending to key sectors such as the "Five Major Articles" and "1269" manufacturing [1] - The growth rate of loans in key areas exceeded the overall loan growth rate [1] - The bank emphasized enhancing customer service capabilities, resulting in steady growth in both corporate and individual customer bases [1] Risk Management and Digital Transformation - The bank managed to balance the clearing of existing risks while preventing new risks [1] - There was a focus on deepening the integration of finance and technology, accelerating digital transformation efforts, and improving service intelligence levels [1]
江西银行(01916)发布中期业绩，归母净利润5.58亿元 同比减少10.53%