Bei Jing Ri Bao Ke Hu Duan·2025-08-29 14:15Core Insights - Xinhua Life Insurance Co., Ltd. reported a total asset of 1.78 trillion yuan, a 5% increase from the end of the previous year [1] - The company achieved an annualized total investment return rate of 5.9%, up by 1.1 percentage points year-on-year [1][3] - The net profit attributable to shareholders reached 14.8 billion yuan, reflecting a year-on-year growth of 33.5% [1] Financial Performance - Total revenue for the first half of 2025 was 70.041 billion yuan, a 26% increase year-on-year [1] - Original insurance premiums amounted to 121.3 billion yuan, growing by 22.7% compared to the previous year [1] - New business value surged to 6.182 billion yuan, marking a 58% increase year-on-year [1] Solvency Ratios - The core solvency adequacy ratio stood at 170.72%, an increase of 46.65 percentage points from the end of the previous year [3] - The comprehensive solvency adequacy ratio reached 256.01%, up by 38.46 percentage points, significantly exceeding regulatory requirements [3] Market Performance - Xinhua Insurance has shown strong performance in both A-shares and H-shares, with market evaluations describing its stock price as "soaring" [3] - The chairman of Xinhua Insurance emphasized the company's strong investment value despite the rising stock price [3] Investment Strategy - The company faces challenges in the asset side due to declining interest rates and rigid liabilities [3] - Xinhua Insurance plans to maintain strategic consistency in fixed income investments and optimize equity investment structures to achieve long-term stable excess returns [3]