Jing Ji Guan Cha Wang·2025-08-29 14:34Group 1 - The core viewpoint of the article highlights the significant achievements of China Construction Bank in its digital financial transformation as outlined in its 2025 mid-term report [1] - The bank has implemented a 2025 action plan for digital financial business development, enhancing digital capabilities across various business areas [1] - Financial technology applications have advanced, with a 96.96% year-on-year increase in daily usage, enabling 274 internal scenarios such as credit approval and intelligent customer service [1] Group 2 - The online platform has seen substantial improvements, with a focus on enhancing mobile banking services and financial products, leading to a total user base of 533 million and 243 million monthly active users, a 14.40% year-on-year growth [1] - The digital yuan pilot has progressed well, achieving 522 million transactions and a total consumption amount of 1,048.47 billion yuan, indicating high-quality development of the pilot program [2] - As of June 2025, the bank's loans to core industries of the digital economy reached 852.38 billion yuan, with an increase of 100.98 billion yuan, representing a growth rate of 13.44%, surpassing the overall loan growth rate [2]