央行拟修改4件规范性文件，公开征求意见→

Core Viewpoint - The People's Bank of China has released a draft announcement to modify four regulatory documents related to electronic payments, indicating a need for updates to align with current business practices and financial developments [1] Group 1: Modifications to Regulatory Documents - The draft announcement includes modifications to the "Electronic Payment Guidelines (No. 1)" which will remove regulations on electronic payment transaction limits and improve dispute resolution processes [2] - Changes to the "Notice on Credit Card Business Matters" involve the removal of upper and lower limits on credit card overdraft interest rates, disclosure requirements, and interest rate reporting regulations [3] - The "Notice on Standardizing Bank Draft Special Seals" will expand its applicability to include Postal Savings Bank of China and rural banks, while also adding a clause for other banking institutions to follow the guidelines [4] - The announcement regarding clearing arrangements for Hong Kong banks to conduct RMB business will remove outdated provisions that no longer apply due to the internationalization of the RMB [4]