9家A股股份行半年报亮相！资产规模合计超71万亿元，营收增速放缓

Core Insights - The performance of nine A-share joint-stock banks in the first half of 2025 is analyzed against a backdrop of a complex external economic environment and increasing industry competition [1] Financial Performance - As of the end of the first half of 2025, the total asset scale of the nine A-share joint-stock banks reached approximately 71.55 trillion yuan [1] - The combined revenue for the first half of the year amounted to about 763.2 billion yuan, while the net profit attributable to shareholders totaled approximately 274.3 billion yuan [1] Asset Quality - Four of the banks reported a decrease in non-performing loan ratios compared to the beginning of the year [1] Dividend Plans - Ping An Bank and Huaxia Bank announced mid-term dividend plans in their semi-annual reports to better reward investors [1] - Several other joint-stock banks indicated intentions to further increase their dividend payout ratios, with specific mid-term dividend plans to be announced later [1]