Core Viewpoint - Weihai Bank has demonstrated a robust operational performance in the first half of 2025, achieving steady growth in asset scale, high-quality growth in deposit and loan businesses, and continuous improvement in asset quality, while also highlighting its strengths in green finance and digital transformation [1][2]. Group 1: Financial Performance - As of June 30, 2025, the total assets of Weihai Bank reached 483.84 billion yuan, an increase of 42.38 billion yuan, or 9.6%, compared to the end of 2024 [1]. - The total deposits amounted to 330.86 billion yuan, with a net increase of 37.37 billion yuan, reflecting a growth of 12.73% [1]. - The total loans increased to 229.28 billion yuan, with a net increase of 18.95 billion yuan, representing a growth of 9.01% [1]. Group 2: Profitability and Revenue - In the first half of 2025, Weihai Bank achieved an operating income of 5.065 billion yuan, a year-on-year increase of 10.98% [2]. - The net profit for the same period was 1.257 billion yuan, reflecting a year-on-year growth of 5.79% [2]. - The bank's profitability continues to outperform the industry average, providing stable returns to shareholders [2]. Group 3: Strategic Focus and Highlights - Weihai Bank emphasizes its market positioning to serve urban and rural residents, small and medium-sized enterprises, and local economies, driving its specialized development [2]. - In the green finance sector, the bank has deepened its "Green Finance" brand, with a green loan balance of 52.86 billion yuan as of June 30, 2025, marking a growth of 41.8% since the beginning of the year [2]. - The bank is committed to high-quality development, focusing on serving the real economy, managing financial risks, and advancing reform and transformation [2].
质效双优启新程！威海银行2025年中报告彰显强劲发展韧性