将科技金融作为重中之重 上半年六大行贷款集中投向领域扫描

Core Viewpoint - The six major state-owned banks in China reported stable operating performance and improved asset quality in their 2025 mid-year reports, with a significant focus on supporting technology and other key sectors through credit allocation [1]. Group 1: Credit Allocation and Focus Areas - The six major banks' credit resources are primarily directed towards supporting the "five major financial articles," with a notable emphasis on technology-related sectors [2]. - China Construction Bank (CCB) reported a loan growth of 1.6 trillion yuan in the first half of the year, with technology loans reaching a balance of 5.15 trillion yuan, marking a 16.81% increase from the previous year [2]. - China Bank (BOC) highlighted technology finance as a strategic priority, with technology loans exceeding 30% of corporate loan balances, leading the industry in supporting small and specialized enterprises [2]. Group 2: Performance in Technology Finance - Agricultural Bank of China (ABC) reported a technology loan balance of 4.7 trillion yuan, with over 800 billion yuan added in the first half of the year, achieving a growth rate exceeding 20% [3]. - BOC's green loans, private enterprise loans, and manufacturing loans showed significant growth, with increases of 17.21%, 12.93%, and 12.99% respectively [3]. - CCB's green loan balance reached 5.72 trillion yuan, with a growth of 14.88%, while inclusive small and micro enterprise loans grew by 9.8% to 3.74 trillion yuan [3]. Group 3: Specific Initiatives and Results - Industrial and Commercial Bank of China (ICBC) focused on advanced manufacturing and equipment upgrades, with manufacturing loans exceeding 5.2 trillion yuan, including over 1 trillion yuan for equipment updates [3]. - Postal Savings Bank of China emphasized inclusive finance, with agricultural loans at 2.44 trillion yuan and inclusive small and micro enterprise loans at 1.72 trillion yuan, leading among state-owned banks [4]. - The bank's green loan balance reached 958.639 billion yuan, growing by 11.59%, outpacing the overall loan growth rate [4].