Jiang Nan Shi Bao·2025-09-01 11:25Core Viewpoint - Technological innovation is the "main engine" for high-quality development, while financial support acts as a "booster" for technology enterprises, particularly in Jiangsu province, where CITIC Bank Nanjing Branch is enhancing its comprehensive service system to support the entire lifecycle of technology companies [1] Group 1: Financial Support for Technology Enterprises - CITIC Bank Nanjing Branch has established a comprehensive service system that covers the entire lifecycle of technology enterprises, focusing on three key areas: tackling "bottleneck" technologies, diversified financing for enterprises, and building an industrial-financial ecosystem [1] - A 6 billion yuan syndicate loan was formed to support a wafer manufacturing company in overcoming core technology challenges, enabling the production of over 3.6 million 12-inch silicon wafers annually, which are widely used in high-end fields such as electric control for new energy vehicles [2] - The bank's innovative financial products and optimized approval processes are designed to help more technology enterprises stabilize and grow in core areas of the industrial chain [2] Group 2: Innovative Financing Solutions - A 20 million yuan loan was provided to a "specialized, refined, distinctive, and innovative" small giant enterprise that lacked traditional collateral, enabling it to advance its R&D efforts and successfully list on the New Third Board [3] - CITIC Bank Nanjing Branch has developed a credit evaluation system based on "technology value," allowing for a more flexible approach to financing that considers R&D investment, patent value, and market prospects [3] Group 3: Ecosystem Development - The bank is creating a "CITIC Jiangsu Equity Investment Ecosystem" that integrates various financial services, including commercial banking, investment banking, and private banking, to provide comprehensive support for technology enterprises from startup to IPO [4] - The ecosystem has successfully supported a chemical technology enterprise in securing a one-stop solution for financing and services, leading to its successful listing on the Beijing Stock Exchange [4] - The ecosystem covers key industries such as semiconductors, new energy, and high-end equipment, facilitating a capital cycle that includes financing, investment, and exit strategies [4] Group 4: Future Directions - CITIC Bank Nanjing Branch aims to deepen its technological financial innovation and direct more financial resources to the frontlines of technological innovation, enhancing Jiangsu's position in the global industrial innovation landscape [5]