机构称，英国8月房价意外下跌

Core Viewpoint - The UK housing market is experiencing unexpected declines in average house prices, indicating potential challenges in affordability and demand [1] Group 1: Housing Price Trends - In August 2025, the average house price in the UK decreased by 0.1% month-on-month, marking the third monthly decline since April of this year [1] - Year-on-year, house prices increased by 2.1% in August, but this growth rate is the weakest since June 2024 and below the market expectation of 2.8% [1] Group 2: Affordability and Market Demand - First-time homebuyers are spending an average of 35% of their disposable income on monthly mortgage payments, significantly higher than the long-term average of 30%, indicating a growing affordability issue [1] - The affordability problem is suppressing market demand, contributing to the observed declines in house prices [1] Group 3: Economic and Policy Factors - The Bank of England lowered the benchmark interest rate in early August, but concerns about inflation may slow down future rate cuts [1] - There is market caution regarding the upcoming autumn budget proposal, which may include a "mansion tax," adding uncertainty and pressure to the real estate market [1]