失信信息实行分类管理 发改委就信用修复管理办法征集意见

Core Points - The National Development and Reform Commission (NDRC) has released a draft for the "Credit Repair Management Measures" to establish a unified and efficient credit repair system [1][2] - Credit subjects have the right to apply for credit repair unless explicitly stated otherwise by laws or regulations [1] - The draft categorizes untrustworthy information into three levels: minor, general, and serious, each with different public disclosure periods [1][2] Group 1 - Minor untrustworthy information includes administrative penalties made through simplified procedures, which can be applied for repair after the legal obligations are fulfilled, with a maximum public disclosure period of 3 months [1][2] - General untrustworthy information includes penalties such as license suspension and has a minimum public disclosure period of 3 months and a maximum of 1 year [2] - Serious untrustworthy information includes severe penalties like license revocation, with a minimum public disclosure period of 1 year and a maximum of 3 years [2] Group 2 - Industry authorities can develop specific classification standards for untrustworthy information based on the three categories and publish them on the "Credit China" website [2] - Credit subjects applying for credit repair must provide relevant materials to the "Credit China" website, with possible repair methods including removal from the serious untrustworthy list and termination of administrative penalty disclosures [2] - The draft also specifies credit repair procedures for bankrupt companies, allowing them to apply for credit repair during the execution of their restructuring plan or settlement agreement [3]