中国银河证券：银行基本面积极因素持续积累

Core Viewpoint - The report from China Galaxy Securities indicates that positive factors in the banking sector are continuously accumulating, suggesting an improvement in mid-term performance fundamentals and a potential turning point ahead [1] Group 1 - The fundamentals of the banking sector are showing signs of improvement, with a focus on mid-term performance [1] - The upcoming implementation of consumer loans and operating loan interest subsidies is anticipated, highlighting the importance of policy effectiveness [1] - There is an emphasis on monitoring the demand for retail business and the improvement of associated risks [1]