Core Insights - The article highlights the innovative financial services and products being developed in Tonghua City to address the challenges of the aging population and insufficient pension supply [1][2][3][4] Group 1: Financial Innovations - The People's Bank of China in Tonghua has supported the elderly care industry by innovating credit products and optimizing financial services, resulting in a loan balance of 183 million yuan for the elderly care industry, with a year-on-year growth of 73.97% as of June 2025 [1] - The establishment of specialized credit mechanisms such as "Elderly Care Loan" and "Health Care Pass" has been initiated to support the integration of medicine and elderly care, focusing on new business models like traditional Chinese medicine health care and smart elderly care [2] - The "Elderly Care Institution Construction Loan" allows for a loan amount up to 80% of the annual fee income from existing beds, with a maximum loan term of 10 years, addressing the long-term funding needs of elderly care facilities [3] Group 2: Community Engagement and Support - Financial institutions in Tonghua have implemented 37 types of facilities to assist the elderly, including large-print materials and anti-fraud education, enhancing the accessibility of financial services for seniors [4] - The local banks have actively engaged with the community, conducting over 130 outreach events and distributing more than 23,000 informational brochures to educate seniors on financial matters [4] - The People's Bank of China in Tonghua plans to promote more pension financial products and inclusive elderly care financial management to benefit a larger segment of the elderly population [4]