农发行北分：今年以来投放城中村改造专项借款343.5亿元

Group 1 - The Agricultural Development Bank of China, Beijing Branch, has issued 34.35 billion yuan in special loans for urban village renovation, accounting for 57% of the total in Beijing [1] - As of the end of July, the bank's loan balance reached 126.1 billion yuan, with a net increase of 33.9 billion yuan, representing a growth rate of 36.3%, which is 8.5 times the average growth rate of loans in Beijing [1] - The bank's corporate deposit balance was 34.4 billion yuan, with a net increase of 14.9 billion yuan, showing a growth rate of 76.4%, which is 15.7 times the deposit growth rate in Beijing [1] Group 2 - The asset quality of the bank has significantly improved, with 127 million yuan in non-performing assets recovered this year, resulting in a non-performing loan ratio of 1.32%, down by 0.49 percentage points since the beginning of the year [4] - The bank's net interest income reached 399 million yuan, with a year-on-year growth rate of 237.8%, reflecting the effectiveness of the "volume compensates for price" strategy [4] - The focus on policy-oriented business has increased, with such business accounting for 85.1% of total operations, and significant support for grain security with 11.87 billion yuan in loans issued for grain, cotton, and oil [4] Group 3 - The bank's president stated that the optimization of the credit structure has been significant, with a steady increase in the proportion of medium- and long-term loans and a substantial rise in fixed asset loans [4] - The funding direction aligns with national strategic guidance and the long-term development needs of the capital, enhancing support for regional economic development [4]