绿色金融支持哪些项目？国家详细目录即将施行

Core Viewpoint - Green finance is a crucial tool for supporting the real economy and achieving the "dual carbon" goals in China, with recent policies aimed at enhancing financial support for a comprehensive green transition [1][2]. Group 1: Policy and Development - The People's Bank of China and other regulatory bodies have issued the "Green Finance Support Project Directory (2025 Edition)" to strengthen financial backing for green transformation starting from October 1, 2025 [1]. - Since 2015, green finance has been integrated into national strategy, leading to a clearer policy framework and significant growth in the sector [1][2]. Group 2: Market Performance - By the end of 2024, the balance of green loans in China reached 36.6 trillion yuan, a year-on-year increase of 21.68%, significantly outpacing the average growth rate of all loans [2]. - In 2024, 589 new green bonds were issued, totaling 654.49 billion yuan, with a cumulative balance of 5.73 trillion yuan [2]. - Green insurance premiums reached 229.8 billion yuan in 2023, with total insurance coverage amounting to 709 trillion yuan, reflecting a 14.74-fold increase since 2020 [2]. Group 3: Challenges and Recommendations - Challenges include discrepancies in standards, low corporate environmental information disclosure rates, and uneven distribution of green financial resources, particularly affecting small and medium enterprises [3]. - Recommendations include enhancing standards and information disclosure, promoting product innovation, and establishing a unified carbon pricing mechanism to attract more social capital into green finance [4].