“沪六条”首周！实探上海楼市：优质新盘余量告急 二手房成交“淡季不淡”

Core Viewpoint - The implementation of the "Six Policies" in Shanghai has led to a significant increase in buyer interest and market activity in both new and second-hand housing sectors, with expectations for further market stabilization and growth during the traditional peak season of "Golden September and Silver October" [1][12]. New Housing Market - Following the "Six Policies," there has been a noticeable increase in visitor numbers at new housing projects, with some projects experiencing a doubling of weekend viewings [5][2]. - A specific project near the outer ring road has seen its sales approach 90% due to its attractive pricing and proximity to quality schools, indicating strong demand [5]. - The cancellation of purchase limits for properties outside the outer ring has activated previously dormant demand, leading to a surge in inquiries and visits [5][11]. Second-Hand Housing Market - The second-hand housing market has also shown a significant uptick, with a record high of 1,103 transactions on August 30, marking a 12% year-on-year increase and a 3.44% month-on-month increase [9]. - The overall trend in second-hand housing prices is downward, while new housing prices remain stable, leading to a wider selection for buyers [6][9]. - Increased consultation and viewing activity in the second-hand market suggests a growing confidence among market participants, despite ongoing price negotiations [9][12]. Policy Adjustments - The "Six Policies" include adjustments to the pricing mechanism for commercial personal housing loans, eliminating the distinction between first and second homes, which is expected to ease the financial burden on buyers [10][11]. - The minimum interest rates for first and second home loans are currently at 3.05% and 3.09%, respectively, with the new policy potentially reducing monthly mortgage costs significantly [11]. - The adjustments are anticipated to stimulate demand for improved housing options and enhance overall market activity [11][12]. Market Outlook - Analysts predict that the upcoming "Golden September and Silver October" will see an acceleration in project launches and increased market activity, with a potential for a temporary rebound in sales volume [12]. - The confidence of developers and homeowners is expected to rise, leading to more stable pricing in the market [12].