Shen Zhen Shang Bao·2025-09-02 23:05Group 1 - The personal consumption loan interest subsidy policy officially started on September 1, with financial institutions prepared to implement it smoothly for consumers [1][2] - The subsidy allows automatic identification of consumer information during loan applications, eliminating the need for customer intervention [1][2] - Major banks, including Agricultural Bank, Bank of China, and others, have confirmed they will not charge service fees for processing these subsidies [1][2] Group 2 - The subsidy rate is set at an annualized 1%, with a maximum limit of 50% of the loan contract interest rate [2][4] - Consumers can benefit from the subsidy on multiple loans, with a maximum subsidy of 3000 yuan available from the same lending institution [4] - Eligible consumption areas for the subsidy include home appliances, education, healthcare, and more, with specific limits on single transaction amounts [4]