Jin Rong Shi Bao·2025-09-03 00:50Core Viewpoint - The case represents a significant judicial victory against the "agent refund" black market in Fujian Province, highlighting the effectiveness of a collaborative approach among law enforcement, regulatory bodies, and insurance companies in combating financial crimes [1][5][6] Group 1: Case Overview - On July 18, 2025, the Longyan Intermediate People's Court sentenced 10 defendants, led by Hong, for extortion, with prison terms ranging from 11 months to 4 years and 6 months, and fines between 5,000 to 20,000 yuan [1] - This case marks the fourth successful prosecution of "agent refund" black market activities in Fujian Province, showcasing a well-coordinated effort among various authorities [1][5] Group 2: Criminal Operation Details - The criminal group, established by Hong since late 2019, operated a professional "agent refund" scheme, utilizing social media to advertise "full refund" offers and charging a 300 yuan "material fee" per case [3] - They engaged in systematic evidence forgery, including maliciously edited recordings and fabricated complaint materials, to pressure insurance companies into paying excessive compensation [3][4] Group 3: Judicial Process and Outcomes - The court recognized the defendants' actions as extortion, with Hong causing losses of 165,467.57 yuan to insurance companies, leading to his sentence of 4 years and 6 months in prison and a fine of 20,000 yuan [4] - The case serves as a critical legal precedent for addressing similar crimes across the country, reinforcing the judicial stance against such fraudulent activities [4][5] Group 4: Industry Implications - The successful prosecution has prompted insurance companies to enhance their sales practices, improve complaint handling mechanisms, and strengthen internal controls to mitigate industry risks [5][6] - The case exemplifies the innovative governance model of "police, prosecution, supervision, and enterprise" collaboration, providing valuable insights for ongoing efforts to combat new types of financial crimes [6]