Chang Jiang Shang Bao·2025-09-04 05:43Core Viewpoint - Qingdao Bank has received approval for significant shareholder increase, which may lead to a shift in the ownership structure, potentially making Guoxin Chanin Holdings the largest shareholder if the maximum increase is realized [1][2]. Group 1: Shareholder Changes - Guoxin Chanin Holdings is authorized to increase its stake in Qingdao Bank by up to 5% of the total share capital within six months, potentially raising its total ownership to between 19% and 19.99% [1]. - Currently, Guoxin Chanin Holdings holds 655 million A-shares, representing 11.25% of Qingdao Bank's total shares, while its associated parties hold an additional 217.8 million H-shares and 650 A-shares, totaling 14.99% [1]. - If Guoxin Chanin Holdings fully exercises its increase, it will surpass Haier Group, which currently holds 18.14% of the bank's shares, thus becoming the largest shareholder [2]. Group 2: Financial Performance - For the first half of 2025, Qingdao Bank reported a revenue of 7.662 billion yuan, a year-on-year increase of 7.5%, and a net profit of 3.065 billion yuan, up 16.05% [3]. - As of June 30, 2025, the bank's total assets reached 743.028 billion yuan, growing by 7.69% from the previous year, with total customer loans at 368.406 billion yuan, an 8.14% increase, and total customer deposits at 466.14 billion yuan, up 7.90% [3]. - The non-performing loan ratio stood at 1.12%, a decrease of 0.02 percentage points from the end of the previous year, with a provision coverage ratio of 252.80%, an increase of 11.48 percentage points [3].