为失信者“重生”提供法律保障

Core Viewpoint - The construction of the social credit system is gaining momentum, with the "Credit Repair Management Measures (Draft for Comments)" publicly soliciting opinions since September 1, aiming to help credit subjects efficiently rebuild their credit [1][2]. Group 1: Policy Developments - The "Credit Repair Management Measures (Draft for Comments)" clarifies the scope of credit subjects and categorizes dishonest information for better management, focusing on facilitating credit restoration [1][3]. - The central government has issued a series of normative documents to promote the construction of the social credit system, providing institutional support for individual credit repair and the "rebirth" of dishonest subjects [2][3]. Group 2: Statistical Insights - As of June 30, 2025, 17.1 million individuals have voluntarily fulfilled their obligations or reached settlement agreements due to credit sanctions, with the number of new entries into the dishonest list showing a downward trend [1]. - In 2024, 2.821 million individuals successfully returned to the market through credit repair, marking a year-on-year increase of 35.4%, surpassing the number of new entries into the dishonest list for the first time [2]. Group 3: Regulatory Framework - The draft introduces a more focused approach by limiting credit subjects to legal entities and organizations, excluding natural persons, and implementing a tiered management system for dishonest information categorized as "minor, general, and severe" [3]. - The draft also specifies the application process for credit repair, facilitating both the dishonest subjects and regulatory departments, particularly for bankrupt companies with special measures for temporary shielding of dishonest information [3].