Xin Lang Cai Jing·2025-09-04 07:55Core Viewpoint - Postal Savings Bank of China (PSBC) shows a positive stock performance with a 2.90% increase in share price and a trading volume of 2.005 billion yuan, indicating strong market interest [1] Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61%, reflecting a consistent return to shareholders [2] - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, a year-on-year increase of 0.85% [7] Shareholder Information - As of June 30, 2025, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of shares held per shareholder increased by 11.66% to 415,086 shares [7] - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the last three years [8] Market Position - PSBC is classified as a state-owned enterprise, ultimately controlled by China Post Group [2] - The bank's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [6] Technical Analysis - The average trading cost of PSBC shares is 5.04 yuan, with the stock currently near a resistance level of 6.40 yuan, suggesting potential for upward movement if this level is breached [5]