Zhong Guo Jin Rong Xin Xi Wang·2025-09-04 11:55Core Viewpoint - Zhejiang Merchants Bank Hefei Branch is actively promoting the "Commercial to Public" loan business to expand the benefits of housing provident fund policies for employees and the public [1] Group 1: Policy Implementation - The bank is conducting outreach activities to provide policy services in various sectors, including government agencies, enterprises, communities, business circles, and parks [1] - The bank has issued a "Commercial to Public Loan Application Guide" and is providing face-to-face explanations and case analyses to clarify application conditions, processes, and required materials [1] - The bank aims to shift from a model where individuals seek policies to one where policies are delivered to the public, thereby increasing awareness of the policies [1] Group 2: Operational Improvements - A performance assessment method for the "Commercial to Public" loan business window has been established to enhance the motivation of staff [1] - The bank is strengthening collaboration with the housing fund center and real estate registration service center to address business risk prevention, operational processes, and mortgage rights transfer [1] - The bank offers pre-acceptance services for "Commercial to Public" loans for clients from non-original lending banks, allowing all commercial bank loans to apply for this service [1] Group 3: Future Plans - The bank plans to continue implementing stronger policies, more accessible promotional methods, and warmer service experiences to address public concerns effectively [1] - The goal is to make the housing provident fund policies easier to understand, services more convenient, and protections more robust [1]