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中信银行长沙分行:金融赋能硬科技 科创激发新动能
Chang Sha Wan Bao·2025-09-04 12:36

Core Viewpoint - Hunan is advancing towards becoming a technology innovation hub with core competitiveness through various innovative practices and financial support from CITIC Bank's Changsha branch [1][2]. Group 1: Financial Support for Technology Innovation - CITIC Bank's Changsha branch has developed a three-year action plan for technology finance, focusing on organizational structure, mechanism construction, channel expansion, customer management, product system, and capability enhancement to activate the "power source" for technological innovation [2]. - The bank has established a technology finance center and designated ten "technology finance pioneer branches" to create a comprehensive financial support matrix for technology enterprises [2]. - The bank has organized financial service conferences for specialized and innovative enterprises in Hunan for two consecutive years, focusing on key industries such as biomedicine, information technology, and new materials [2]. Group 2: Product Matrix for Key Industries - CITIC Bank has introduced a multi-dimensional financial product matrix targeting strategic emerging industries in Hunan, such as artificial intelligence, integrated circuits, and new energy [3]. - The bank has launched products like the "localized points card" and "Gongxin E-loan" to provide precise services tailored to local policies and industry characteristics [3]. - A notable case involved a core material R&D company in chip localization that received a fixed asset loan of 19 million yuan to support its advanced laboratory construction and research capacity expansion [3]. Group 3: Upgrading Service Quality - CITIC Bank is enhancing its financial services by integrating them into regional development strategies, thereby energizing industrial clusters in Hunan [4]. - The bank facilitated the issuance of a 1 billion yuan technology innovation bond for SANY Group, marking it as Hunan's first such bond and exemplifying the deep integration of finance and technology innovation [4]. - The bank also provided a commitment for a 900 million yuan stock repurchase special loan, supporting the largest stock repurchase loan business in Hunan [4]. Group 4: Future Directions - CITIC Bank plans to continue advancing its technology finance services with a focus on providing comprehensive financial support for various innovative entities, contributing to high-level technological self-reliance and the construction of a modern industrial system [5].