Shang Hai Zheng Quan Bao·2025-09-04 14:01Core Viewpoint - The article emphasizes the role of insurance in enhancing social governance and disaster prevention in China, highlighting the contributions of China Life Insurance in various sectors such as medical and pension security, environmental governance, and social management [1]. Group 1: Social Governance and Insurance - China Life Insurance is recognized as a key player in improving social governance efficiency through its functions as an economic stabilizer and social stabilizer [1]. - The company has actively participated in the operation of the Road Traffic Accident Social Rescue Fund in Shanxi, significantly improving the efficiency of fund operations and emergency responses since its management began in August 2019 [2][3]. Group 2: Financial Contributions and Impact - China Life has cumulatively advanced 1.46 billion yuan and recovered 745 million yuan through the Road Traffic Accident Fund, assisting 36,463 individuals and addressing social issues such as poverty due to injuries [3]. - The company has implemented innovative solutions to enhance recovery efficiency, including a specialized payment reminder system that has sent over 1,150 recovery messages, resulting in nearly 30 million yuan in recovered funds [3]. Group 3: Environmental Protection and Support for Forest Rangers - China Life has developed a dedicated risk protection program for forest rangers in Shanxi, providing over 44 billion yuan in risk coverage for more than 8,700 rangers [5]. - The company has integrated ecological protection efforts with insurance services, allocating a portion of insurance premiums to biological pest control and forest fire prevention initiatives [5]. Group 4: Economic and Disaster Risk Management - In 2024, China Life aims to increase its insurance coverage to over 700 trillion yuan, with direct investments in the real economy reaching approximately 5 trillion yuan [6]. - The company is managing around 2.1 trillion yuan in various pension funds and is expanding its elderly care projects across 26 major cities [6]. - China Life's disaster risk management services are set to enhance, with projected claims payments exceeding 356 billion yuan in 2024, and a significant increase in catastrophe insurance coverage [6].