Oak Valley Bancorp: A Loan Book With Zero Loans Past Due

Group 1 - Oak Valley Bancorp is the holding company for Oak Valley Community Bank, which began operations in the early 1990s [1] - The bank currently operates 18 branches, with a 19th branch expected to open in Lodi, located in the San Francisco hinterland [1] Group 2 - The investment group European Small Cap Ideas focuses on high-quality small-cap investment opportunities in Europe, emphasizing capital gains and dividend income [2] - The group offers two model portfolios: the European Small Cap Ideas portfolio and the European REIT Portfolio, along with weekly updates and educational content [2]