上半年厦门中小微企业获信用贷款超200亿元

Group 1 - The "Tax-Bank Interaction" project in Xiamen has enabled 41,600 small and micro enterprises to obtain credit loans totaling 21.566 billion yuan in the first half of the year, enhancing the incentive effect for creditworthiness [1] - Since the implementation of the "Tax-Bank Interaction" mechanism, 27 financial institutions have joined the project, launching 55 tax payment credit loan products [1] - The mechanism provides data support for financial institutions' risk assessment by creating a collaborative framework among tax authorities, enterprises, and banks, effectively addressing the information asymmetry in financing for small and micro enterprises [1] Group 2 - Xiamen's tax authority has strengthened tax payment credit management by establishing a "three-level consultation + dynamic case database" mechanism for handling credit disputes, resolving over 1,100 disputes with a processing time improvement of 50% [2] - The tax authority aims to integrate tax payment credit into the social credit system, enhancing collaboration with departments such as development and reform, finance, and banking to expand incentives for high-credit taxpayers [2]