中国保险行业协会发布首台（套）首批次 综合保险示范条款及配套的承保理赔服务指引

Core Viewpoint - The release of the first comprehensive insurance demonstration clauses for major technical equipment and new materials by the China Insurance Industry Association is a significant step towards enhancing the insurance policy framework to support the national strategy for manufacturing strength [1][2]. Group 1: Insurance Demonstration Clauses - The first comprehensive insurance demonstration clauses for major technical equipment include five main insurance clauses: liability insurance, quality assurance insurance, installation testing liability insurance, domestic transportation insurance, and quality assurance insurance [1]. - The first batch of demonstration clauses for new materials includes three main insurance clauses: liability insurance, quality assurance insurance, and domestic transportation insurance [1]. - The accompanying service guidelines include trial versions for underwriting and claims services, allowing production enterprises to negotiate insurance types and rates based on risk characteristics such as technology maturity and historical claims levels [1][2]. Group 2: Impact on the Insurance Industry - The release of these demonstration clauses and service guidelines reflects the insurance industry's commitment to supporting the technological advancement of the country by addressing the risk protection needs of production enterprises during the promotion and application of major technical equipment and new materials [2]. - The revision expands the insurance coverage and enhances the level of protection, addressing risks during three stages for major technical equipment and two stages for new materials, including transportation and acceptance delivery [2]. - The service guidelines establish clear self-regulatory requirements for all business processes related to the first batch of insurance services, which is crucial for standardizing operations and improving service quality [2].