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光大银行深耕养老金融机构合作赋能养老产业高质量发展
Xin Hua Wang·2025-09-05 05:21

Core Viewpoint - China Everbright Bank is actively enhancing its cooperation with pension financial institutions to empower the high-quality development of the pension industry in response to the accelerating aging process in China [1][2] Group 1: Pension Financial Services - The bank is implementing a multi-level, cross-regional pension financial service system, focusing on digital regulatory solutions for local civil affairs departments [1] - The "Sunshine Pension" pre-collection fund supervision platform has been established to manage pension institution information, monitor payment funds, and provide risk warnings, ensuring the safety of elderly people's funds [1] Group 2: Technological Empowerment and Risk Management - The bank utilizes technology to identify, classify, and manage loans for pension institutions, significantly improving financial service efficiency and enhancing risk control and regulatory compliance [2] - By leveraging the advantages of the Everbright Group, the bank is exploring a new pension service ecosystem that integrates finance, government affairs, and industry [2] Group 3: Future Development and Commitment - The bank plans to strengthen policy response and product innovation under its two brands, "He Guang Yi Xiang" and "He Guang Yi Yang," to contribute to the coordinated development of the pension industry [2] - The bank aims to participate in the construction of pension industry standards and enhance its responsibility in serving the real economy and the public [2]